Exploring Property Title Research in New Jersey (NJ)
Despite its compact size, New Jersey, the fifth smallest state in the U.S. by area, boasts a significant population, ranking 11th nationally with approximately 9.3 million inhabitants. It’s also the most densely populated state. Known as the Garden State, New Jersey is famous for its vibrant casino scene, iconic boardwalks, and scenic coastal areas.
Key Aspects Of Title Search Services In New Jersey
When conducting a title search for a property in New Jersey, whether it’s residential or commercial, the following elements are typically included:
- Property tax and assessment details based on the property’s specific block and lot
- Historical ownership records through title deeds
- Details of existing mortgages and related documents, including any foreclosure details if relevant
- Current judgments and liens recorded in the county’s property records
- Additional judgments and liens found through an informal search of superior court records
- For an extra charge, a formal search of superior court records via Charles Jones is available
Navigating Judgments And Liens In New Jersey
Identifying all judgments and liens in New Jersey involves several steps.
- Federal Tax Liens are exclusively recorded in the county’s land records.
- HOA Liens might be recorded in the county’s land records or filed in superior court records.
- Other judgments and liens, including those related to foreclosures, are typically filed in superior court records.
Understanding Delinquent Taxes In New Jersey
In New Jersey, delinquent taxes that are sold at a tax sale are marked as “paid” in the tax records. This can be misleading, as the taxes are not actually paid by the homeowner but by a lienholder to the county. The homeowner still owes these real estate taxes to the tax lien purchaser.
Covering New Jersey’s Counties
The service extends across various counties in New Jersey, including Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, and Warren.”
